1
00:00:00,240 --> 00:00:02,490
Welcome back to the hair of the dog podcast.

2
00:00:02,700 --> 00:00:03,780
Heather's back this week.

3
00:00:03,810 --> 00:00:06,360
And this week we are talking about how her and I

4
00:00:06,390 --> 00:00:08,760
are going to spend a hundred thousand dollars.

5
00:00:09,300 --> 00:00:12,300
Now these are just hypothetical a hundred thousand dollars,

6
00:00:12,630 --> 00:00:14,880
but it's still a great exercise.

7
00:00:14,940 --> 00:00:18,240
Nonetheless, one that we promised we'd come back and share.

8
00:00:18,690 --> 00:00:20,280
After our episode,

9
00:00:20,280 --> 00:00:21,420
number 1,

10
00:00:20,520 --> 00:00:22,890
23, money trigger SOS,

11
00:00:23,970 --> 00:00:24,270
you know,

12
00:00:24,270 --> 00:00:24,720
the one,

13
00:00:24,930 --> 00:00:27,000
the one with the $35,000

14
00:00:27,270 --> 00:00:28,320
air mez purse.

15
00:00:28,830 --> 00:00:30,270
One I thought was Hermes.

16
00:00:30,720 --> 00:00:32,550
Anyway, stay tuned.

17
00:00:32,820 --> 00:00:35,220
Let's spend a hundred thousand dollars and I want to know

18
00:00:35,220 --> 00:00:38,580
how you are going to spend it to Welcome to the

19
00:00:38,580 --> 00:00:40,260
hair of the dog podcast.

20
00:00:40,440 --> 00:00:41,970
If you're a pet photographer,

21
00:00:42,000 --> 00:00:44,850
ready to make more money and start living a life by

22
00:00:44,850 --> 00:00:45,690
your design,

23
00:00:45,840 --> 00:00:47,940
you've come to the right place.

24
00:00:47,940 --> 00:00:49,160
And now your host,

25
00:00:49,160 --> 00:00:50,450
pet photographer,

26
00:00:50,450 --> 00:00:51,500
travel addict,

27
00:00:51,500 --> 00:00:53,770
chocolate martini connoisseur,

28
00:00:53,770 --> 00:00:54,820
Nicole Begley.

29
00:00:54,820 --> 00:00:55,950
Hey, everybody,

30
00:00:55,950 --> 00:00:58,130
Nicole here from hair of the dog.

31
00:00:58,130 --> 00:01:00,150
And I am with my special guest,

32
00:01:00,150 --> 00:01:01,450
Heather Lahtinen.

33
00:01:01,450 --> 00:01:04,600
And because we promise you a follow up and we are

34
00:01:04,600 --> 00:01:05,330
here. Hey,

35
00:01:05,330 --> 00:01:06,300
Heather, Hey,

36
00:01:06,300 --> 00:01:07,110
how are you?

37
00:01:07,260 --> 00:01:08,850
I am excellent.

38
00:01:09,210 --> 00:01:12,870
And I've given some time to think about how I'm going

39
00:01:12,870 --> 00:01:13,980
to spend a hundred thousand dollars.

40
00:01:14,190 --> 00:01:15,150
Now I've got to say,

41
00:01:15,360 --> 00:01:16,590
before we get into this,

42
00:01:17,040 --> 00:01:21,390
the episode that we're referring to is episode number 1 23.

43
00:01:21,390 --> 00:01:23,160
It was money trigger SOS,

44
00:01:23,220 --> 00:01:29,610
where I talked to you off the ledge from said $35,000

45
00:01:29,820 --> 00:01:31,920
used Aramis purse.

46
00:01:31,920 --> 00:01:32,730
That was not alleged.

47
00:01:32,730 --> 00:01:33,450
That was a cliff.

48
00:01:33,540 --> 00:01:36,180
I was re I'm.

49
00:01:36,180 --> 00:01:39,390
Still kind of shook up about that so much so that

50
00:01:39,390 --> 00:01:41,070
I told somebody about it this morning.

51
00:01:42,060 --> 00:01:44,550
So it's still clearly an issue,

52
00:01:44,640 --> 00:01:46,860
although it did help to talk it through,

53
00:01:47,640 --> 00:01:49,260
I just kit,

54
00:01:49,680 --> 00:01:50,040
you know,

55
00:01:50,070 --> 00:01:50,940
it comes down to this,

56
00:01:50,940 --> 00:01:54,300
Nicole. We don't like things we don't understand.

57
00:01:54,540 --> 00:01:56,880
Right. And I don't understand that.

58
00:01:56,910 --> 00:01:57,600
And I can't,

59
00:01:57,780 --> 00:01:59,400
I just can't wrap my brain around it.

60
00:01:59,400 --> 00:02:01,800
So, and it's too big of a leap,

61
00:02:02,070 --> 00:02:02,760
I think too,

62
00:02:03,540 --> 00:02:06,240
you start to push yourself outside your comfort zone,

63
00:02:06,240 --> 00:02:09,420
like to raise your money tolerance of like what's acceptable to

64
00:02:09,420 --> 00:02:10,470
have in your account.

65
00:02:10,470 --> 00:02:13,890
What's acceptable to earn from a photography session.

66
00:02:14,190 --> 00:02:14,430
You know,

67
00:02:14,430 --> 00:02:15,060
things like that.

68
00:02:15,060 --> 00:02:15,840
Like it starts off.

69
00:02:15,840 --> 00:02:16,110
You're like,

70
00:02:16,140 --> 00:02:16,560
oh my gosh,

71
00:02:16,560 --> 00:02:18,840
there's no way I can earn $500 in our session.

72
00:02:18,840 --> 00:02:19,440
And then it's like,

73
00:02:19,440 --> 00:02:22,590
there's no way I'll earn $5,000,

74
00:02:22,830 --> 00:02:24,930
but then you get to like seven 50 and then maybe

75
00:02:24,930 --> 00:02:28,410
1500 and then 2000 and then 3000 and then 4,000.

76
00:02:28,410 --> 00:02:28,740
And you're like,

77
00:02:28,770 --> 00:02:29,210
oh, whatever.

78
00:02:29,250 --> 00:02:31,410
I can't believe I ever worked for 500 bucks.

79
00:02:31,410 --> 00:02:33,060
Like my minimum is two grand now.

80
00:02:33,360 --> 00:02:35,520
So you're just on your ladder.

81
00:02:36,210 --> 00:02:37,410
You're $35,000.

82
00:02:37,660 --> 00:02:41,040
You're just currently at least I am currently at $35 at

83
00:02:41,040 --> 00:02:42,180
targets. Yes.

84
00:02:42,690 --> 00:02:43,410
TJ Maxx.

85
00:02:44,130 --> 00:02:44,790
And you know,

86
00:02:44,850 --> 00:02:46,950
I bought a Michael Kors purse,

87
00:02:47,040 --> 00:02:48,030
Michael Kors purse,

88
00:02:48,030 --> 00:02:52,800
excuse me at Marshall's maybe three years ago for like $59.

89
00:02:52,800 --> 00:02:53,430
And I was like,

90
00:02:53,430 --> 00:02:55,020
whoa, this is too much money.

91
00:02:55,020 --> 00:02:55,890
I don't know what it was.

92
00:02:55,890 --> 00:02:56,840
It was around that price.

93
00:02:57,360 --> 00:02:58,590
Definitely less than a hundred.

94
00:02:58,890 --> 00:03:00,250
I'm still carrying that purse.

95
00:03:01,810 --> 00:03:02,860
It's filthy.

96
00:03:02,980 --> 00:03:03,490
And I don't,

97
00:03:03,730 --> 00:03:05,170
I just don't care.

98
00:03:05,260 --> 00:03:05,710
There are,

99
00:03:06,070 --> 00:03:06,430
you know,

100
00:03:06,430 --> 00:03:09,610
we, we alluded to this previously that there are some things

101
00:03:09,610 --> 00:03:11,650
that you're willing to spend money on and some things you're

102
00:03:11,650 --> 00:03:12,220
not, you know,

103
00:03:12,220 --> 00:03:13,600
and for you it's vacations.

104
00:03:13,600 --> 00:03:14,380
And the like,

105
00:03:14,410 --> 00:03:16,330
but purses are just not it for me.

106
00:03:16,330 --> 00:03:17,830
And so I don't know that I'll ever get to the

107
00:03:17,830 --> 00:03:19,300
$35,000 mark,

108
00:03:19,300 --> 00:03:23,290
but, but I do need to reconcile how I can,

109
00:03:23,380 --> 00:03:23,770
I don't know,

110
00:03:23,770 --> 00:03:26,440
maybe accept it and not feel like I want to hurl

111
00:03:26,440 --> 00:03:27,460
myself off a cliff.

112
00:03:27,550 --> 00:03:28,270
Yes. Yes.

113
00:03:28,480 --> 00:03:31,630
Well, and in that episode we talked about like,

114
00:03:31,660 --> 00:03:35,020
you and I both had a hard time coming up with

115
00:03:35,050 --> 00:03:40,150
ideas of what we would spend frivolously on ourselves because the

116
00:03:40,150 --> 00:03:42,970
things that we like to spend our money on really benefit

117
00:03:43,330 --> 00:03:44,170
the whole family.

118
00:03:44,170 --> 00:03:44,680
So it's,

119
00:03:44,730 --> 00:03:46,930
it's a lot easier for us to be like,

120
00:03:46,960 --> 00:03:47,440
oh yeah,

121
00:03:47,470 --> 00:03:48,760
no, I value travel.

122
00:03:48,760 --> 00:03:51,160
And I'm making this wonderful memories for my kids and we're

123
00:03:51,160 --> 00:03:51,850
all together.

124
00:03:51,850 --> 00:03:52,390
And it's great.

125
00:03:52,390 --> 00:03:55,660
And it's not just benefiting me and same thing with you

126
00:03:55,660 --> 00:03:58,090
with like goals of paying off the house and the things

127
00:03:58,090 --> 00:03:59,050
that you want to spend money on.

128
00:03:59,050 --> 00:04:00,270
It's benefiting everyone.

129
00:04:00,290 --> 00:04:01,660
It's like security of the family,

130
00:04:02,290 --> 00:04:07,000
but we needed an assignment to spend a hundred thousand dollars

131
00:04:07,720 --> 00:04:10,570
frivolously on ourselves.

132
00:04:10,750 --> 00:04:14,350
Doesn't benefit any buddy else,

133
00:04:14,880 --> 00:04:17,020
anybody else That impossible task.

134
00:04:17,110 --> 00:04:19,960
And At the same time,

135
00:04:19,960 --> 00:04:23,920
it's like twist my arm like a hundred thousand hypothetical dollars

136
00:04:23,920 --> 00:04:24,640
on myself.

137
00:04:24,790 --> 00:04:26,710
Right. I mean,

138
00:04:26,710 --> 00:04:28,450
I've been thinking about it for several weeks and I'm still

139
00:04:28,450 --> 00:04:30,880
struggling. So I can't wait to hear yours.

140
00:04:30,880 --> 00:04:31,750
What did you come up with?

141
00:04:31,840 --> 00:04:32,530
Okay. All right.

142
00:04:32,830 --> 00:04:37,390
Well, it started off with like decorating my house and like

143
00:04:37,390 --> 00:04:38,680
hiring a decorator.

144
00:04:38,710 --> 00:04:41,470
Cause I feel like that's not extravagance,

145
00:04:41,480 --> 00:04:42,250
not the right word,

146
00:04:42,250 --> 00:04:44,620
but it's just not something I'm ready to invest money in

147
00:04:44,620 --> 00:04:45,850
for me personally at this time,

148
00:04:46,150 --> 00:04:48,550
which the funny thing that happened because of that.

149
00:04:48,610 --> 00:04:49,900
And then I have another one actually.

150
00:04:50,230 --> 00:04:52,330
So decorating my house is where I started.

151
00:04:53,260 --> 00:04:57,400
And then I started like actually looking up some pincher sports

152
00:04:57,400 --> 00:04:57,760
and things.

153
00:04:57,760 --> 00:04:59,470
And I'm basically going to get started,

154
00:04:59,470 --> 00:05:04,220
like doing a whole little bedroom remodel mostly because I don't

155
00:05:04,220 --> 00:05:06,610
know, it's like a hodgepodge of stuff and we have furniture.

156
00:05:06,610 --> 00:05:08,110
It's like heavy wood furniture,

157
00:05:08,110 --> 00:05:09,640
like darker wood furniture.

158
00:05:09,820 --> 00:05:11,020
And I don't dislike it.

159
00:05:11,020 --> 00:05:12,250
Like it's a pretty sleigh bed,

160
00:05:12,250 --> 00:05:12,820
but it's just,

161
00:05:12,820 --> 00:05:14,980
if I were picking out bedroom furniture now it's not what

162
00:05:14,980 --> 00:05:15,580
I would choose.

163
00:05:15,790 --> 00:05:17,230
And I was looking at it.

164
00:05:17,230 --> 00:05:17,410
I'm like,

165
00:05:17,440 --> 00:05:20,890
well, I can update this without having to buy new furniture.

166
00:05:20,890 --> 00:05:21,820
So I always felt before,

167
00:05:21,820 --> 00:05:22,060
it's like,

168
00:05:22,090 --> 00:05:22,990
oh, I'm going to buy us.

169
00:05:23,030 --> 00:05:24,340
Like whatever I have furniture,

170
00:05:24,340 --> 00:05:24,790
it's fine.

171
00:05:24,790 --> 00:05:27,190
No one even sees it likes my bedroom.

172
00:05:27,190 --> 00:05:30,580
I spend like every night for eight plus hours in there,

173
00:05:30,980 --> 00:05:31,960
I fold laundry.

174
00:05:31,960 --> 00:05:36,220
What seems like every afternoon because my family seems to wear

175
00:05:36,220 --> 00:05:36,940
a lot of clothes.

176
00:05:37,420 --> 00:05:38,110
But anyway,

177
00:05:39,430 --> 00:05:40,930
so I started looking on Pinterest,

178
00:05:40,930 --> 00:05:43,720
we're going to do like a board and Batten on the

179
00:05:43,720 --> 00:05:45,340
back wall with just like tall,

180
00:05:45,340 --> 00:05:48,970
vertical wood stripes and painted like a really dark blue and

181
00:05:48,970 --> 00:05:50,590
then repaid the rest of the house.

182
00:05:50,590 --> 00:05:53,470
Maybe we put some draperies up and I'm going to kick

183
00:05:53,470 --> 00:05:55,780
off. I have like this fake tree in the corner that

184
00:05:56,260 --> 00:05:57,350
just collects dust.

185
00:05:57,560 --> 00:05:58,370
So that's gone.

186
00:05:58,370 --> 00:06:00,650
I'm going to put a nice chair there so I can

187
00:06:00,650 --> 00:06:03,500
sit and read comfy when I want to hide from my

188
00:06:03,500 --> 00:06:05,090
children. Right.

189
00:06:06,470 --> 00:06:06,980
So yeah.

190
00:06:07,160 --> 00:06:08,540
Yeah. That's what I'm going to do for that.

191
00:06:08,540 --> 00:06:08,930
So I'm like,

192
00:06:08,960 --> 00:06:11,030
oh, well then this is actually pretty easy.

193
00:06:11,030 --> 00:06:14,890
And actually doesn't cost much money at all because we know

194
00:06:14,900 --> 00:06:16,370
woodworking guy that can do that.

195
00:06:16,370 --> 00:06:18,920
And just a little coat of paint and some,

196
00:06:19,130 --> 00:06:20,750
a chair and some draperies done.

197
00:06:22,190 --> 00:06:23,360
So then I started thinking,

198
00:06:23,360 --> 00:06:25,040
okay, what would it really be?

199
00:06:25,730 --> 00:06:27,770
And what it would really be at this point in time,

200
00:06:28,040 --> 00:06:29,390
it would be a truck and a trailer.

201
00:06:29,750 --> 00:06:30,050
But wait,

202
00:06:30,050 --> 00:06:31,490
Nicole, I thought you were buying a truck.

203
00:06:31,790 --> 00:06:32,240
So Heather,

204
00:06:32,240 --> 00:06:33,050
I did the math,

205
00:06:34,580 --> 00:06:37,820
I did the math and I just can't do it.

206
00:06:39,800 --> 00:06:40,070
You know?

207
00:06:40,070 --> 00:06:40,880
Cause I started thinking,

208
00:06:40,880 --> 00:06:41,150
I'm like,

209
00:06:41,180 --> 00:06:41,360
all right,

210
00:06:41,360 --> 00:06:42,230
if I have a trailer,

211
00:06:42,230 --> 00:06:45,080
I've got personal property tax because North Carolina is one of

212
00:06:45,410 --> 00:06:48,440
those you tip states that gives you a nice personal property

213
00:06:48,440 --> 00:06:50,210
taxes on your vehicles,

214
00:06:50,210 --> 00:06:51,440
which is lovely.

215
00:06:51,590 --> 00:06:53,150
I, I like to say that all the states are going

216
00:06:53,150 --> 00:06:55,520
to get their taxes one way or the other,

217
00:06:55,520 --> 00:06:58,730
whether it's high property taxes or you know,

218
00:06:59,000 --> 00:07:01,160
whatever high income tax or high of in California.

219
00:07:01,190 --> 00:07:01,790
But anyway,

220
00:07:02,000 --> 00:07:05,780
in North Carolina we have personal property taxes on our vehicles.

221
00:07:05,960 --> 00:07:07,490
So I'd have to pay that.

222
00:07:07,490 --> 00:07:10,670
There'd be like four new tires to buy and maintain.

223
00:07:10,670 --> 00:07:12,590
There'd be yearly inspections,

224
00:07:12,590 --> 00:07:14,840
like all these extra expenses.

225
00:07:14,840 --> 00:07:16,040
And then,

226
00:07:16,040 --> 00:07:16,430
you know,

227
00:07:16,430 --> 00:07:17,810
it started out of well,

228
00:07:17,810 --> 00:07:19,550
if I get a tr like my next car,

229
00:07:19,550 --> 00:07:22,160
I wanted like a suburban or a Tahoe,

230
00:07:22,160 --> 00:07:24,110
like a SUV on a truck chassis.

231
00:07:24,980 --> 00:07:30,440
But now I'm looking at that versus like an Explorer.

232
00:07:30,470 --> 00:07:32,000
So still a full-size SUV,

233
00:07:32,000 --> 00:07:33,410
but not like the overnight on a,

234
00:07:33,410 --> 00:07:34,220
on a car chassis,

235
00:07:34,220 --> 00:07:35,360
one, not the big truck,

236
00:07:35,360 --> 00:07:38,000
one like $20,000.

237
00:07:38,000 --> 00:07:39,590
Less than that big one.

238
00:07:39,590 --> 00:07:40,100
And I'm like,

239
00:07:40,730 --> 00:07:40,910
I mean,

240
00:07:40,910 --> 00:07:41,960
I like the big one.

241
00:07:42,350 --> 00:07:44,000
I don't like it $20,000

242
00:07:44,000 --> 00:07:45,410
more, you know,

243
00:07:45,410 --> 00:07:45,950
like I don't,

244
00:07:46,130 --> 00:07:47,420
I don't need it.

245
00:07:47,430 --> 00:07:48,590
It would be nice,

246
00:07:48,620 --> 00:07:49,880
but I don't need it.

247
00:07:50,420 --> 00:07:55,820
So long story shirt short for how often we would go

248
00:07:55,820 --> 00:07:58,460
to shows like six times a year is like a good

249
00:07:58,460 --> 00:08:01,430
year. And like it's $6,000

250
00:08:01,430 --> 00:08:05,240
basically to pay to trailer two horses to each show.

251
00:08:05,240 --> 00:08:06,500
So $6,000

252
00:08:06,500 --> 00:08:06,980
a year,

253
00:08:07,160 --> 00:08:10,400
I worked out the difference from getting like the Explorer sized

254
00:08:10,400 --> 00:08:13,280
car to like the F two 50 plus the trailer.

255
00:08:13,670 --> 00:08:13,850
I mean,

256
00:08:13,850 --> 00:08:15,830
we're talking a good $45,000

257
00:08:16,250 --> 00:08:20,660
lot, including the yearly extra upkeep and expenses.

258
00:08:21,110 --> 00:08:21,440
And I'm like,

259
00:08:21,440 --> 00:08:25,550
that would take let nine years to,

260
00:08:26,360 --> 00:08:27,890
to go through and pay off.

261
00:08:27,890 --> 00:08:29,270
So anyway,

262
00:08:29,390 --> 00:08:32,210
long story short right now I'm going normal car.

263
00:08:32,240 --> 00:08:34,580
My frivolous spend would be a truck and trailer,

264
00:08:35,180 --> 00:08:36,620
but who knows maybe in a couple of years,

265
00:08:36,620 --> 00:08:37,460
maybe I'll upgrade.

266
00:08:37,460 --> 00:08:39,440
If we decide that we still want to do it because

267
00:08:39,710 --> 00:08:40,280
guess what?

268
00:08:40,550 --> 00:08:42,080
This decision isn't permanent.

269
00:08:42,260 --> 00:08:43,730
Right. That's okay.

270
00:08:43,790 --> 00:08:46,310
Very good point then just because you make the decision.

271
00:08:46,700 --> 00:08:51,200
So w people suffer a lot from decision fatigue because they

272
00:08:51,200 --> 00:08:53,390
act like they are pouring concrete on their feet.

273
00:08:53,910 --> 00:08:57,630
You're not is so ask yourself is the decision reversible.

274
00:08:57,930 --> 00:09:02,520
And for most decisions like almost 99% of decisions are in

275
00:09:02,520 --> 00:09:03,930
fact reversible,

276
00:09:04,530 --> 00:09:08,550
because if you did invest in a car and it didn't

277
00:09:08,550 --> 00:09:09,000
work out,

278
00:09:09,000 --> 00:09:09,780
you could trade it in.

279
00:09:09,810 --> 00:09:10,590
You could get a truck.

280
00:09:10,680 --> 00:09:12,450
If you invested in a truck and you were like,

281
00:09:12,450 --> 00:09:13,470
whoa, this is too much.

282
00:09:13,500 --> 00:09:14,490
You could trade it in.

283
00:09:14,550 --> 00:09:14,790
You know,

284
00:09:15,360 --> 00:09:19,080
there's always a way that you can reverse the decision,

285
00:09:19,170 --> 00:09:19,770
but okay,

286
00:09:19,770 --> 00:09:20,130
you were,

287
00:09:20,160 --> 00:09:21,150
you were doing this math,

288
00:09:21,150 --> 00:09:23,100
his calculation on the $6,000

289
00:09:23,100 --> 00:09:24,570
a year to,

290
00:09:24,600 --> 00:09:27,360
for somebody else to take the horses to the shows verse

291
00:09:27,360 --> 00:09:28,970
use. But that,

292
00:09:29,000 --> 00:09:32,010
but that's not a fair calculation because it's not,

293
00:09:32,070 --> 00:09:33,510
that's not the only reason.

294
00:09:33,510 --> 00:09:33,750
I mean,

295
00:09:33,750 --> 00:09:35,730
you, you want a truck because you like a truck.

296
00:09:35,760 --> 00:09:36,660
Now, maybe the trailer,

297
00:09:36,690 --> 00:09:37,560
maybe the trailer,

298
00:09:37,620 --> 00:09:39,210
that's like a direct comparison,

299
00:09:39,630 --> 00:09:40,440
but the truck,

300
00:09:40,530 --> 00:09:42,540
like you've always wanted that big truck.

301
00:09:43,290 --> 00:09:44,730
Well, it's not necessarily pickup truck.

302
00:09:44,730 --> 00:09:45,660
I love the,

303
00:09:45,660 --> 00:09:47,790
I love like the Suburbans and the Tahoes,

304
00:09:48,090 --> 00:09:50,790
but they're almost as much as the pickup truck and the

305
00:09:50,790 --> 00:09:53,310
pickup truck is safer and more powerful,

306
00:09:53,310 --> 00:09:56,130
better suited for pulling two big horses in that trailer.

307
00:09:56,640 --> 00:09:58,590
I was actually at why I'm camera last week.

308
00:09:58,590 --> 00:09:59,490
And one of my photographer,

309
00:09:59,490 --> 00:10:02,190
friends pulled up in her oh,

310
00:10:02,200 --> 00:10:02,820
it was a view.

311
00:10:02,840 --> 00:10:03,270
And I said,

312
00:10:03,270 --> 00:10:03,630
my friend,

313
00:10:03,630 --> 00:10:05,310
Nicole would be so jealous right now.

314
00:10:06,440 --> 00:10:06,690
I was like,

315
00:10:09,320 --> 00:10:09,860
I don't even,

316
00:10:09,930 --> 00:10:10,410
I said,

317
00:10:10,410 --> 00:10:13,320
I watched her pull this thing into a parking space.

318
00:10:13,320 --> 00:10:13,590
I said,

319
00:10:13,590 --> 00:10:15,810
I got to tell you that was an impressive parking job,

320
00:10:17,310 --> 00:10:18,930
massive vehicle.

321
00:10:19,170 --> 00:10:19,590
And she said,

322
00:10:19,590 --> 00:10:20,580
yeah, I love this truck.

323
00:10:20,610 --> 00:10:21,600
It was very,

324
00:10:21,600 --> 00:10:22,590
very fancy.

325
00:10:22,650 --> 00:10:23,730
It was a nice truck,

326
00:10:24,090 --> 00:10:24,540
but yeah,

327
00:10:24,810 --> 00:10:26,190
the price tag reflects that.

328
00:10:26,550 --> 00:10:27,540
Right. So,

329
00:10:27,540 --> 00:10:28,080
yeah, so,

330
00:10:28,080 --> 00:10:30,810
well, and how I knew that I needed to deeper,

331
00:10:30,810 --> 00:10:33,480
Heather is I've had this resistance around this.

332
00:10:33,480 --> 00:10:36,270
You have a while that I've been like saying for six

333
00:10:36,270 --> 00:10:37,680
months, I'm an order and I'm an order I'm going to

334
00:10:37,680 --> 00:10:37,860
do it.

335
00:10:37,860 --> 00:10:38,610
Actually. It's been like,

336
00:10:38,610 --> 00:10:41,160
almost, it's been like since the start of COVID ish.

337
00:10:41,250 --> 00:10:42,000
So I got the horse.

338
00:10:42,000 --> 00:10:44,940
So almost two years that it's been like,

339
00:10:45,170 --> 00:10:47,010
I track and go in a truck and I just couldn't,

340
00:10:47,580 --> 00:10:49,350
I just couldn't take the next step.

341
00:10:49,710 --> 00:10:50,310
And I was like,

342
00:10:50,310 --> 00:10:51,780
is this a money thing?

343
00:10:51,780 --> 00:10:54,660
Because it's significantly more expensive than I've ever paid for cars

344
00:10:54,660 --> 00:10:55,170
in the past.

345
00:10:55,590 --> 00:10:56,730
Is this,

346
00:10:57,390 --> 00:10:58,080
or is there like,

347
00:10:58,080 --> 00:10:58,830
is there something else?

348
00:10:58,830 --> 00:11:00,390
Like, what's my resistance here.

349
00:11:00,810 --> 00:11:04,020
And then when I did the math and then I made

350
00:11:04,020 --> 00:11:05,010
this decision,

351
00:11:05,790 --> 00:11:07,410
it feels lighter and aligned.

352
00:11:07,410 --> 00:11:07,800
And I'm like,

353
00:11:07,800 --> 00:11:09,480
yes, we went out and looked at cars on Monday.

354
00:11:09,690 --> 00:11:10,260
So like,

355
00:11:12,300 --> 00:11:13,530
yeah. So it's just like,

356
00:11:13,980 --> 00:11:16,200
I now know it's the right decision at this time,

357
00:11:16,230 --> 00:11:17,790
just based on my feelings.

358
00:11:17,790 --> 00:11:18,360
Because again,

359
00:11:18,360 --> 00:11:20,520
our feelings are a barometer of,

360
00:11:21,240 --> 00:11:21,570
you know,

361
00:11:21,900 --> 00:11:22,350
where we are.

362
00:11:22,560 --> 00:11:26,640
You're wise to question those feelings because feelings can also lead

363
00:11:26,640 --> 00:11:27,270
us astray.

364
00:11:27,300 --> 00:11:28,350
They can tell us the truth,

365
00:11:28,350 --> 00:11:29,490
but they can lead us astray.

366
00:11:29,700 --> 00:11:31,650
And you're not because I've known you a long time.

367
00:11:31,650 --> 00:11:34,020
You are not the type of person that makes decisions based

368
00:11:34,020 --> 00:11:34,710
on your feelings.

369
00:11:34,740 --> 00:11:36,300
You have a feeling,

370
00:11:36,630 --> 00:11:37,830
you explore it,

371
00:11:37,860 --> 00:11:39,390
but then you also look at logic.

372
00:11:39,480 --> 00:11:40,890
So you're not a,

373
00:11:41,100 --> 00:11:42,720
a rash decision maker.

374
00:11:42,720 --> 00:11:42,990
You know,

375
00:11:43,230 --> 00:11:45,870
you thought this through and you looked at all sides and

376
00:11:45,900 --> 00:11:48,480
you just couldn't make it make sense.

377
00:11:48,510 --> 00:11:51,720
Since I'm usually a really quick decision maker,

378
00:11:52,170 --> 00:11:52,530
it's like,

379
00:11:52,560 --> 00:11:53,500
oh, all done.

380
00:11:53,590 --> 00:11:54,460
I made that decision.

381
00:11:54,460 --> 00:11:55,180
And like,

382
00:11:55,420 --> 00:11:57,040
every time we've shopped for a house,

383
00:11:57,040 --> 00:11:58,870
we've looked for one weekend and we're like,

384
00:11:58,900 --> 00:12:00,580
okay, that one's done.

385
00:12:01,510 --> 00:12:02,230
I know what I like.

386
00:12:02,230 --> 00:12:02,980
And I know what I want.

387
00:12:02,980 --> 00:12:03,940
And when I see it,

388
00:12:03,940 --> 00:12:04,300
I get it.

389
00:12:05,140 --> 00:12:09,490
But The F-150 just Not the right time.

390
00:12:09,490 --> 00:12:12,130
So that would be your frivolous time.

391
00:12:12,190 --> 00:12:18,640
Although one could argue that that's not entirely frivolous because you

392
00:12:18,640 --> 00:12:20,380
would be using it for function.

393
00:12:20,920 --> 00:12:22,360
Yeah. But I can still,

394
00:12:22,360 --> 00:12:24,130
I I'm still doing the same function.

395
00:12:24,130 --> 00:12:26,080
It's not changing the function that I'm doing.

396
00:12:26,110 --> 00:12:27,340
Yeah. Okay.

397
00:12:27,340 --> 00:12:28,000
Fair enough.

398
00:12:28,120 --> 00:12:29,290
Yeah. Okay.

399
00:12:29,650 --> 00:12:30,190
Okay. Great.

400
00:12:31,120 --> 00:12:32,950
So as of yesterday,

401
00:12:32,950 --> 00:12:33,220
I mean,

402
00:12:33,250 --> 00:12:35,710
we had this on the schedule for about a week.

403
00:12:35,770 --> 00:12:38,260
And as of yesterday I still did not have anything.

404
00:12:39,490 --> 00:12:40,600
And I kept thinking about,

405
00:12:40,600 --> 00:12:42,460
I was talking to a mutual friend of ours and she's

406
00:12:42,460 --> 00:12:43,090
like, oh my gosh,

407
00:12:43,120 --> 00:12:43,810
it's so easy.

408
00:12:43,810 --> 00:12:45,610
I would get all the plastic surgery.

409
00:12:45,760 --> 00:12:47,740
She's like anything I didn't like about myself,

410
00:12:47,770 --> 00:12:48,880
I would just go have it fixed.

411
00:12:48,880 --> 00:12:49,720
I thought that was funny.

412
00:12:49,900 --> 00:12:50,350
I'm a,

413
00:12:50,400 --> 00:12:50,680
I'm a,

414
00:12:50,740 --> 00:12:52,450
I have some fear around surgery,

415
00:12:52,450 --> 00:12:53,800
so that's not for me,

416
00:12:53,800 --> 00:12:55,930
but I just struggle.

417
00:12:55,930 --> 00:12:57,100
Struggle, struggle in.

418
00:12:57,110 --> 00:12:59,440
Then I was talking to you about,

419
00:12:59,470 --> 00:12:59,710
you know,

420
00:12:59,710 --> 00:13:02,950
we do a lot of recording of podcast podcasts.

421
00:13:03,010 --> 00:13:04,840
Screencasts we teach Lightroom and Photoshop.

422
00:13:04,840 --> 00:13:08,170
We teach online and noise is an issue in my home.

423
00:13:08,230 --> 00:13:09,970
I'm always complaining about it.

424
00:13:10,210 --> 00:13:11,200
So I had said,

425
00:13:11,230 --> 00:13:14,260
I want to build like a tiny home on our property

426
00:13:14,500 --> 00:13:17,050
where I could have my office in a soundproof room.

427
00:13:17,080 --> 00:13:18,640
And I would be the only person with a key.

428
00:13:18,910 --> 00:13:20,860
So I would lock the doors and nobody could get in.

429
00:13:20,890 --> 00:13:21,820
Okay. But that,

430
00:13:22,120 --> 00:13:23,410
so I thought I thought of that,

431
00:13:23,410 --> 00:13:23,860
but then it was like,

432
00:13:23,980 --> 00:13:25,060
no, that's for work.

433
00:13:25,060 --> 00:13:26,020
And that would be like,

434
00:13:26,050 --> 00:13:27,010
that would have a function.

435
00:13:27,010 --> 00:13:28,330
And that would have a purpose.

436
00:13:29,470 --> 00:13:30,790
It's kind of like the truck,

437
00:13:30,820 --> 00:13:31,390
like you,

438
00:13:31,400 --> 00:13:33,220
you have this we're recording right now.

439
00:13:33,220 --> 00:13:34,360
You make it work.

440
00:13:34,450 --> 00:13:36,820
Right. It's not that much of a hardship,

441
00:13:37,150 --> 00:13:37,360
you know,

442
00:13:37,570 --> 00:13:38,890
just occasionally inconvenient.

443
00:13:39,280 --> 00:13:41,320
Correct. So I could argue that,

444
00:13:41,320 --> 00:13:41,980
but I thought,

445
00:13:42,280 --> 00:13:43,780
I wasn't sure if you would allow it.

446
00:13:43,810 --> 00:13:47,380
So I wanted to take it one step further and decided

447
00:13:47,380 --> 00:13:50,770
that this tiny home office situation needs to be in the

448
00:13:50,770 --> 00:13:54,160
trees. So I would call the tree house master if you've

449
00:13:54,160 --> 00:13:55,630
ever watched that show on TV.

450
00:13:55,630 --> 00:13:57,100
It's so interesting.

451
00:13:57,160 --> 00:14:01,270
And I would build this tiny home on our property,

452
00:14:01,270 --> 00:14:02,410
but up in the trees,

453
00:14:02,590 --> 00:14:04,150
but I would have it fully functional,

454
00:14:04,150 --> 00:14:04,360
you know,

455
00:14:04,360 --> 00:14:05,140
like water,

456
00:14:05,140 --> 00:14:06,100
electric, heat,

457
00:14:06,130 --> 00:14:08,170
Everything, Airbnb it a hundred percent.

458
00:14:08,350 --> 00:14:09,580
Now this is an Investment,

459
00:14:09,880 --> 00:14:10,450
a hundred percent.

460
00:14:11,810 --> 00:14:12,970
You can't stop me from doing that.

461
00:14:13,000 --> 00:14:15,100
Okay. It would be,

462
00:14:15,190 --> 00:14:15,490
it would,

463
00:14:15,520 --> 00:14:17,380
I would have it so that there was like,

464
00:14:17,380 --> 00:14:19,060
it was a full house,

465
00:14:19,060 --> 00:14:19,960
like tiny,

466
00:14:20,020 --> 00:14:21,220
right. But a full house,

467
00:14:21,220 --> 00:14:22,660
meaning people could stay,

468
00:14:22,660 --> 00:14:24,520
we could have guests in from out of town,

469
00:14:24,670 --> 00:14:27,580
but I would also have my office in it so that

470
00:14:27,760 --> 00:14:28,210
I could,

471
00:14:28,780 --> 00:14:30,190
Well, this is going to be a problem.

472
00:14:30,190 --> 00:14:31,720
You're going to need your office somewhere else.

473
00:14:31,720 --> 00:14:33,670
Because if you build that in Airbnb,

474
00:14:33,670 --> 00:14:36,160
it that's going to be on all like the best of

475
00:14:36,160 --> 00:14:37,480
the tri-state area,

476
00:14:37,540 --> 00:14:38,920
romantic Airbnbs.

477
00:14:38,920 --> 00:14:40,180
It's going to be booked all the time.

478
00:14:40,540 --> 00:14:42,550
So you should just do that as an investment.

479
00:14:42,880 --> 00:14:43,810
Okay. Okay.

480
00:14:44,300 --> 00:14:44,830
But listen,

481
00:14:44,830 --> 00:14:45,820
if that happened,

482
00:14:46,210 --> 00:14:47,800
then in the investment was doing well,

483
00:14:47,800 --> 00:14:49,900
then I would have the money to build another tiny house.

484
00:14:52,640 --> 00:14:54,530
I was planning on using this as an office,

485
00:14:54,530 --> 00:14:57,530
but I can never get in because it's always rented.

486
00:14:57,530 --> 00:15:00,980
So that's another one you're going to have a tiny house

487
00:15:00,980 --> 00:15:05,060
compound with just like this whole little camping.

488
00:15:05,090 --> 00:15:08,750
Like Actually when we built the homestead,

489
00:15:08,780 --> 00:15:12,200
part of my dream was just starting with the house.

490
00:15:12,350 --> 00:15:14,870
And then it was the chicken coop that we have a

491
00:15:15,140 --> 00:15:17,480
second detached garage in the chicken coop.

492
00:15:17,510 --> 00:15:21,200
And in my mind it was going to be a chapel.

493
00:15:21,200 --> 00:15:22,610
I was going to build like a tiny chapel,

494
00:15:22,610 --> 00:15:23,660
like so cute.

495
00:15:23,660 --> 00:15:25,100
You like photographers could use it.

496
00:15:25,130 --> 00:15:28,550
We have areas on the property where photographers come and shoot.

497
00:15:28,580 --> 00:15:30,020
So I rent out the property.

498
00:15:30,080 --> 00:15:32,180
So I wanted to have a chapel that I was like,

499
00:15:32,210 --> 00:15:35,150
oh, I could have like an all glass studio.

500
00:15:35,510 --> 00:15:36,020
And there was like,

501
00:15:36,110 --> 00:15:36,890
I need a cabin.

502
00:15:37,670 --> 00:15:38,540
And then I,

503
00:15:38,570 --> 00:15:39,800
now I need a Treehouse.

504
00:15:39,920 --> 00:15:41,210
So I did have this,

505
00:15:41,540 --> 00:15:45,290
I have had this vision of like this community.

506
00:15:45,440 --> 00:15:48,710
Now I have not run this by the permitting folks in

507
00:15:48,710 --> 00:15:50,240
our township at all.

508
00:15:50,450 --> 00:15:52,100
So I don't know what that looks like,

509
00:15:52,310 --> 00:15:54,830
but I do like to dream big.

510
00:15:54,830 --> 00:15:59,030
So if I had a hundred thousand dollars to kickstart this,

511
00:15:59,540 --> 00:16:03,830
and if you won't allow me the tiny house or the

512
00:16:03,830 --> 00:16:05,390
Treehouse that I would do a chapel,

513
00:16:05,390 --> 00:16:06,410
which is totally frivolous,

514
00:16:06,410 --> 00:16:07,940
like who needs a chop on their property,

515
00:16:08,150 --> 00:16:10,130
but I just want big chapel windows,

516
00:16:10,130 --> 00:16:11,060
stained glass,

517
00:16:11,060 --> 00:16:13,370
like with a steeple.

518
00:16:13,490 --> 00:16:13,940
And I,

519
00:16:13,940 --> 00:16:16,580
I can actually picture it with like all of this decor

520
00:16:16,580 --> 00:16:18,260
outside. We could host events,

521
00:16:18,470 --> 00:16:19,040
but then again,

522
00:16:19,040 --> 00:16:19,970
photographers could use it.

523
00:16:20,270 --> 00:16:21,020
It'd be cute.

524
00:16:21,020 --> 00:16:23,480
Little chicken decorations outside.

525
00:16:24,350 --> 00:16:25,940
Yeah. A hundred percent the chicken chapel.

526
00:16:25,970 --> 00:16:26,480
I don't know.

527
00:16:26,840 --> 00:16:27,290
But it would,

528
00:16:27,320 --> 00:16:28,700
it would definitely be cute.

529
00:16:28,760 --> 00:16:29,180
So I,

530
00:16:29,180 --> 00:16:30,410
yeah, I need those funds.

531
00:16:30,440 --> 00:16:30,980
So let's,

532
00:16:30,980 --> 00:16:33,830
can we somehow shift this from hypothetical to,

533
00:16:34,010 --> 00:16:34,940
I need investors,

534
00:16:36,650 --> 00:16:41,570
Right. My go fund me page is I love it.

535
00:16:41,630 --> 00:16:42,140
I love it.

536
00:16:42,140 --> 00:16:42,650
All right.

537
00:16:43,170 --> 00:16:43,790
That was it.

538
00:16:43,850 --> 00:16:44,300
That was,

539
00:16:44,300 --> 00:16:48,170
we promised we would follow up with you guys with what

540
00:16:48,170 --> 00:16:49,400
we would spend our money on.

541
00:16:49,700 --> 00:16:52,310
And I would love to hear from you.

542
00:16:52,310 --> 00:16:56,390
Somebody actually has sent me a DM this morning that she

543
00:16:56,390 --> 00:16:59,330
would spend her a hundred thousand dollars frivolous money on more

544
00:16:59,330 --> 00:17:02,090
tattoos. Yeah.

545
00:17:02,630 --> 00:17:03,620
I, you know what I'm thinking,

546
00:17:03,620 --> 00:17:07,460
I'm actually going to post this on my personal Facebook page.

547
00:17:07,850 --> 00:17:09,710
I'm going to ask people what they would spend the money

548
00:17:09,710 --> 00:17:12,650
on. They can't say a car or house or investments or

549
00:17:12,650 --> 00:17:13,400
paying off debt.

550
00:17:13,850 --> 00:17:16,010
And I bet you get a ton of responses and it

551
00:17:16,010 --> 00:17:17,060
will be just interesting.

552
00:17:17,060 --> 00:17:20,900
So maybe people can find me on Facebook and comment there,

553
00:17:20,900 --> 00:17:22,370
or just read through the comments.

554
00:17:22,370 --> 00:17:24,230
Cause I bet it's about to get really interesting.

555
00:17:24,410 --> 00:17:25,850
Aha. I think also one,

556
00:17:25,850 --> 00:17:27,860
we release this the day we released this,

557
00:17:28,670 --> 00:17:29,150
my team,

558
00:17:29,150 --> 00:17:30,830
please take a note because I'll totally forget.

559
00:17:31,310 --> 00:17:31,940
But anyway,

560
00:17:32,600 --> 00:17:35,810
we should post in the circle community.

561
00:17:36,110 --> 00:17:38,810
Yes. That I want your answers.

562
00:17:38,960 --> 00:17:41,000
I want your a hundred K answers.

563
00:17:41,780 --> 00:17:42,710
Boom. Actually,

564
00:17:42,710 --> 00:17:45,770
I'm going to go post in the circle community right now.

565
00:17:45,920 --> 00:17:46,400
Great idea.

566
00:17:46,430 --> 00:17:50,580
Because people have already listened to our one about this and

567
00:17:50,580 --> 00:17:53,460
then we'll link it up in the show notes.

568
00:17:53,460 --> 00:17:56,100
If you guys want to jump on that thread and let

569
00:17:56,100 --> 00:18:00,480
us know what your hundred K splurge is,

570
00:18:00,780 --> 00:18:01,830
I would be so curious.

571
00:18:01,830 --> 00:18:02,430
Yes, no,

572
00:18:02,430 --> 00:18:03,450
I love this kind of stuff.

573
00:18:03,450 --> 00:18:03,990
So fun.

574
00:18:04,500 --> 00:18:04,830
All right.

575
00:18:05,370 --> 00:18:05,970
Thanks Heather,

576
00:18:06,000 --> 00:18:09,990
for checking in with us and we'll see you on another

577
00:18:09,990 --> 00:18:10,740
podcast soon.

578
00:18:11,190 --> 00:18:11,760
Bye everybody.

579
00:18:12,720 --> 00:18:14,910
If you enjoy this podcast episode,

580
00:18:14,910 --> 00:18:18,300
go ahead and take a screenshot of this episode on your

581
00:18:18,300 --> 00:18:21,570
phone and post it up there on your Instagram stories and

582
00:18:21,570 --> 00:18:25,410
be sure to tag us at hair of the dog academy.

583
00:18:25,740 --> 00:18:29,310
And we would just love to see how you're listening and

584
00:18:29,310 --> 00:18:30,420
a full disclosure.

585
00:18:30,570 --> 00:18:33,990
Sometimes we just like to give away a little pet photographer,

586
00:18:33,990 --> 00:18:37,830
swag in the form of hair of the dog t-shirts and

587
00:18:37,830 --> 00:18:40,680
sweatshirts. So what are you waiting for?

588
00:18:40,980 --> 00:18:44,100
Go ahead and share that screenshot of this episode.

589
00:18:44,340 --> 00:18:46,230
And don't forget to tag us at Hare,

590
00:18:46,230 --> 00:18:47,040
the dog academy.

591
00:18:47,640 --> 00:18:48,660
And while you're there,

592
00:18:49,110 --> 00:18:51,390
maybe you want to jump on over to our account and

593
00:18:51,390 --> 00:18:54,600
see what we're up to on the gram would love to

594
00:18:54,600 --> 00:18:55,350
connect with you.

595
00:18:55,800 --> 00:18:57,930
Thanks for listening to the hair of the dog podcast.

596
00:18:57,990 --> 00:19:00,090
This was episode number one 30.

597
00:19:00,120 --> 00:19:02,040
If you want to check out the show notes for access

598
00:19:02,040 --> 00:19:03,990
to any of the resources that we've mentioned,

599
00:19:04,320 --> 00:19:09,030
simply go to www.hairofthedogacademy.com/

600
00:19:09,030 --> 00:19:12,390
1 3 0.

601
00:19:12,390 --> 00:19:16,170
Thanks for listening to this episode of hair of the dog

602
00:19:16,170 --> 00:19:17,820
podcast. If you enjoyed this show,

603
00:19:17,820 --> 00:19:19,110
please take a minute to leave a review.

604
00:19:19,320 --> 00:19:20,220
And while you're there,

605
00:19:20,310 --> 00:19:21,720
don't forget to subscribe.

606
00:19:21,750 --> 00:19:23,970
So you don't miss our upcoming episodes.

607
00:19:24,510 --> 00:19:25,230
One last thing,

608
00:19:25,620 --> 00:19:28,290
if you are ready to dive into more resources,

609
00:19:28,560 --> 00:19:33,960
head over to our [email protected].

610
00:19:34,290 --> 00:19:37,500
Thanks for being a part of this pet photography community.